Nutzungsbedingungen

Please read these Terms of Use (“Terms”) carefully before accessing or using the Klar Zinsmehrenz website and platform (“Website”). By accessing or using the Website, you confirm that you have read and understood these Terms and agree to be bound by them. If you do not agree, please stop using the Website.

1. Übersicht

1.1. You are invited to visit Klar Zinsmehrenz («https://klarzinsmehrenz.com»).
Our email address is info@klarzinsmehrenz.com.
1.2. This Website provides information about third-party platforms (the “Third-Party Platforms”) that offer trading services (the “Services”).
1.3. These Terms govern your (“you”, “your”, or “User”) access to the Website and the Services. Before accessing the Services, you must read these Terms carefully. They form a legally binding agreement between you and the owner of the Website. To use the Website, you must accept the Terms in full. The Terms may be amended from time to time.
These Terms include our Privacy Policy. By accepting them, you also agree to our Privacy Policy. (You can read our Privacy Policy here).

2. Teilnahmeberechtigung

2.1. If you meet these General Terms and Conditions, you may access the Website.
2.1.1. You must be at least 18 years old.
2.1.2. You must have the capacity to enter into and accept these General Terms and Conditions.
2.1.3. The laws of the country where you live or use the Services must not prohibit you from accessing the Website or any of its Services.
2.2. We make no guarantees, representations, or warranties regarding the legality or use of the Website or Services by any person. We are not responsible for any unlawful use of the Website or Services by a user.

3. Gebiete mit eingeschränktem Zugang

3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or the Website (or any part thereof) for: (i) users residing in territories where access is restricted (the “Restricted Territories”); and (ii) users whom we reasonably determine may pose a security, operational, or reputational risk.
3.2. We may also apply additional conditions before granting access to users who are nationals of, or reside in, certain countries. If users travel to a Restricted Territory, the Website or the Services may be temporarily unavailable or blocked.

4. Unzulässige Aktivitäten

4.1. You undertake to use the Website and the Services responsibly and to refrain from the following:
4.1.1. Using our Website to (a) download, upload, share, publish, transmit, or send any information or other materials that infringe intellectual property rights, privacy rights, proprietary rights, or other rights; (b) publish or distribute any information that must not be published or distributed because it is threatening, harmful, offensive, defamatory, racist, or otherwise abusive; (c) publish or distribute any information containing viruses or other software that may damage our computer systems or those of third parties, or block or restrict other users’ access to the Website; (d) publish or distribute unlawful information or materials; or (e) publish or distribute information or materials containing advertising or other promotional content without our prior written consent.
4.1.2. Altering or removing any copyright notices, legal notices, markings, or proprietary notices displayed on this Website.
4.1.3. Accessing the Services through any interface other than the Website.
4.1.4. Interfering with another user’s access to, or use of, the Website or Services.
4.1.5. Using bots or other automated methods to access the Website or its Services.
4.1.6. Uploading, transmitting, or attempting to upload content that actively or passively collects or transmits data, including web bugs, cookies, or spyware, without our express authorization.
4.1.7. Using framing, mirroring, or any other method intended to imitate the appearance or functionality of the Services.
4.1.8. Engaging in or promoting unlawful activities, including trademark or copyright infringement, defamation, privacy violations, identity hacking, or the distribution of fraudulent software.
4.1.9. Modifying or altering the source code of this Website, or uploading applications or software that may damage the Website or harm another person.
4.1.10. Disassembling, decompiling, or reverse engineering any technology or software available on the Website or used to provide the Services.
4.2. These Terms apply in addition to all other rights available to us. If we consider that your use of the Website is inconsistent with these Terms, our platform security standards, or the requirements for permitted use, we may monitor your use of the Website or Services, restrict or block access, disclose relevant usage information to appropriate third parties, or take other reasonable measures to protect the rights and property of third parties.

5. Rechte an geistigem Eigentum

5.1. The contents of the Website, including video content, texts, images, logos, sounds, designs, trademarks, and other materials, are protected by our intellectual property rights and the intellectual property rights of third parties.
5.2. All rights, title, and interest in and to the Services and the Website belong to us. Except for the right to use the Services and the Website in accordance with these Terms, such use grants the User no intellectual property rights.
5.3. The User may access the Website and/or the Services solely for personal, non-commercial purposes.
5.4. You may not modify, reverse engineer, decompile, or copy the Services or the Website, create derivative works, transfer usage rights, or rent them out, nor may you permit any third party to do so.

6. Haftungsbeschränkungen

6.1. Your use of the Website and the Services is at your own risk. We make no warranties, express or implied, regarding the Website, the Services, or your use of them, including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, or usability. We also make no warranty as to accuracy, completeness, timeliness, or prompt availability. The content and functions available on or through the Website are provided “as is,” “as available,” and at your own risk.
6.2. We are not responsible for errors, omissions, or inaccuracies in the information on the Website. We are also not responsible for disruptions or interruptions affecting transmissions to, from, or through the Services.
6.3. We indemnify you against any losses that you or a third party incur directly or indirectly through the Website or the Services. You remain responsible for all decisions you make in reliance on information provided on the Website and/or through the Services.
6.4. We are not responsible for losses or damages incurred by you or third parties, directly or indirectly. This includes loss of income or data resulting from your use of the Website and/or the Services. This limitation of liability applies to the fullest extent permitted in the relevant region.
6.5. We are not responsible for technical issues related to internet or telephone lines, computer providers, system servers, or hardware. We are not responsible for your use of the internet.

7. Third-party content and related services

7.1. When using the services, you may be shown content from third parties and external services. This may include advertisements or reviews from third-party platforms.
7.2. We are not responsible for the information or products referenced in such content. They may not always be current, accurate, or up to date.
7.3. We recommend verifying the accuracy of all information before making any decision. You remain responsible for all decisions and actions based on that information.

8. Links

8.1. The Website contains advertisements and other content, including materials provided through third-party websites (“Links”). Please take this into account before downloading, accessing, or relying on information obtained from these websites, software, or other materials, or before making any purchase or completing any transaction. These Links are provided solely as a service to users. We are not liable for any damage or loss arising from the use of, or reliance on, information, products, or services provided through third-party websites or applications.
8.2. The inclusion of hyperlinks on this Website does not constitute our endorsement, approval, affiliation, or any other connection with the respective websites, their software, or their administrators.
8.3. We have not reviewed every linked website and are not responsible for the websites, software, or applications referred to. Before using or relying on these third-party services, or making any purchase through them, you should carefully review their content and terms. We are not liable for any damage or loss arising from the use of, or reliance on, products, information, or content available through other websites or applications.
8.4. You are responsible for reviewing the terms and policies of each website operated by a third party. We strongly recommend reading them before accessing, interacting with, or conducting transactions through third-party websites.

9. Sonstiges

9.1. We may change, suspend, or adjust our services at any time. We will make reasonable efforts to ensure that such changes do not materially disadvantage you; such changes alone do not give rise to any claim against us.
9.2. We may amend these Terms of Use at any time. We will notify you by publishing the current version and updating the date stated above. Changes take effect within a few business days. If you continue to use the Website after the amended Terms of Use are published, this will be deemed your acceptance of those changes.
9.3. The user acknowledges and agrees that information submitted through the Website does not create any legal relationship other than those expressly set out in these Terms of Use.
9.4. These Terms of Use and the Privacy Policy, each as amended from time to time, constitute the entire agreement between us and the user. No promise, statement, or agreement, whether oral or written, that is not included in these Terms of Use or the Privacy Policy is binding on either party.
9.5. Any failure or delay in exercising a right or power provided under these Terms of Use does not constitute a waiver of that right or power. The single or partial exercise of any right or power does not preclude any further exercise of that right or power, or the exercise of any other right or remedy.
9.6. If any provision of these Terms of Use is declared invalid by a competent court, that provision will be removed to the extent required. The remaining provisions will continue to be interpreted and applied according to their wording. Where appropriate, they will also be interpreted in line with the intended purpose and meaning of the excluded provision, subject to the court’s decision.
9.7. These Terms of Use allow external partners to fully transfer or assign their rights and obligations. Without prejudice to the foregoing, external operators may manage the Website and all its services. You may not assign or transfer your rights or obligations under these Terms of Use.